step 1. Would you be able to prepay your own mortgage?

Before you could pay down the financial in advance of agenda, you ought to be sure to are not forgetting other important need. Including, for those who have higher-notice credit cards, higher-appeal small-name financial obligation with the an auto, or a personal student loan, you should think of paying off that obligations before you can imagine paying down what tends to be a lowered-interest-rates financial.