When you have insurance coverage, you really need to document a declare with your insurance carrier when you apply for FEMA direction. FEMA try not to services with losings currently covered by insurance coverage. In case the insurance policies will not safeguards all loss or perhaps is delay, you may be eligible for FEMA direction regarding the unmet needs.

Whether your priaged because of the emergency and that’s not livable, hygienic and safe, your decades. Predicated on your choice conveyed at the time of your application, you are going to receive both a page otherwise digital communications. The brand new letter will explain whether you are entitled to direction, simply how much assistance you’ll discover, how the recommendations must be used, and ways to notice FEMA’s choice if you don’t agree inside.

Your guidance will be determined by researching their recorded extremely important losings and you will really serious should the kinds of assistance readily available in this FEMA software and you will features. FEMA help is distinctive from insurance rates nor will it make survivor entire. Government assistance from FEMA simply provides money to your earliest repairs and come up with a home safer, hygienic and you may livable.